Hi Kevin,

You or the artist can apply for a free quote from the CODAworx Art Installation Insurance Program. This is a general liability insurance policy just for commissioned art projects that we announced in 2017 in partnership with a top-rated (AA/A+) insurance provider to solve this need for an affordable and comprehensive liability insurance in our industry. Temporary and permanent installations are eligible.

Your timing on this question is good. We actually just decided on a date for a live half hour webinar for public art administrators on Tuesday, February 5th at 11 am PST / 2 pm EST, with the insurance specialists behind this program. The goal is to answer some of the questions we've received about how public art administrators can best protect both your organization/municipality and the artists you work with.

If you or anyone else on the listserv are interested in attending the webinar, just send me an email at nick@codaworx.com, with your name, email and your questions for the Q&A, and I'll send you the webinar invite.

Best,

Nick Anderson

Nick Anderson
Director of Online Marketing & Partnerships
nick@codaworx.com
cell: 614.595.1514
web: www.codaworx.com

On Wed, Jan 9, 2019 at 2:51 PM Kevin Vaughan-Brubaker <KevinV@scottsdalearts.org> wrote:

Hello Mighty Public Art Networkers,

We have an international artist who is a student at Arizona State that we are commissioning to do a temporary installation for the period of one year. The artist has been unable to secure liability insurance for himself for the duration of the project. We sent him to Fractured Atlas, but that ended up being too cost prohibitive. Do any of you have other resources for international artists/students to obtain liability coverage for themselves?

Here was Fractured Atlas’ response to the artist: “The admitted markets are declining because of the public art installation. There is just a high exposure for public art general liability policies. The carriers would be covering you for bodily injury to a third party, and there could be a wide range of people walking by or interacting with your piece on a daily basis. So, the secondary markets will pick this up and offer coverage, it is just more expensive.

The cost is really the major downside to a non-admitted policy in this situation. Admitted policies are backed by the state of Arizona and non-admitted policies are not. For admitted policies, the state will step in and pay damages if the carrier goes insolvent or out of business. So, the worst possible situation would be if you had a claim, the carrier went out of business during the process, and you were left with a bill. This could happen, but it is very unlikely to happen in the next year with an ‘A’ rated carrier by A.M. Best.

As I previously mentioned, Fracutred Atlas' assistant informed me that

the price range for non-admitted markets would be $1,500 ~ 2,500.”

Thanks.

Best,

Kevin

Kevin Vaughan-Brubaker

Public Art Manager

Scottsdale Public Art

T: 480.874.4667

C: 602.908.9300

kevinv@scottsdalearts.org

Scottsdale Arts, 7380 East Second Street, Scottsdale, Arizona 85251

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