Since any professional liability (errors and omissions) policy written to cover fine artists is likely to be junk (PL policies generally are written to cover people who are subject to license requirements), we have found that if PL is required by the city, the artist should partner with an engineer or architect and the artwork would be covered by their PL policy. Sometimes an artist can be considered part of a design team and covered under their PL policy.On Wed, Jan 30, 2019 at 11:36 AM Lauren Kennedy <firstname.lastname@example.org> wrote:Good morning, everyone,We are looking into a different insurance structure where artists could possibly go through us for the professional and general liability insurance for public art projects. Do any of you have examples of a policy like this? We have found that the insurance requirements needed by the City of Memphis can be a real cost burden to artists over the life of a project, and wanting to make that a bit easier if possible.
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