Hello all, as a contractor for city and county Aipp commissions and curator of large outdoor group exhibits in the state of Fl. I ran into this a lot. Often the stipend or commission amount was for an emerging artist or sometimes university students who had no means to self insure.
    I would ask the Risk management office to  waive insurance on a case by case basis. Or request the artist to deliver work to a staging area where city or county crews would unload. Artists could observe and comment on installation but not hands on or from their trucks, trailers which in some cases also need additional insurance for street, sidewalk, park, building, installations.
    Also as some of you suggested partnering with an artist or foundry with insurance in some cases works. As we know for those entering the field or who have to contract out some of the work or engineering a first time commission or stipend can all goes into materials, travel and expenses so any way they are helped makes a difference.
                      John Hayes
                Hayes Art Foundation 

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On Jan 28, 2019, at 8:16 AM, Lauren Kennedy <lauren@uacmem.org> wrote:

Good morning, everyone,

We are looking into a different insurance structure where artists could possibly go through us for the professional and general liability insurance for public art projects. Do any of you have examples of a policy like this? We have found that the insurance requirements needed by the City of Memphis can be a real cost burden to artists over the life of a project, and wanting to make that a bit easier if possible. 

Thanks in advance for any thoughts you can send our way!

--
Best,
Lauren Kennedy
Executive Director :: UrbanArt Commission
422 N. Cleveland St.
Memphis, TN 38104

lauren@uacmem.org :: 901.552.3934

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