Thank you for that information Laura and Helen. I had never heard of artists being able to get such coverage and would love to know what it actually covers
Susan Pontious
Civic Art Collection and Public Art Program Director
San Francisco Arts Commission
401 Van Ness Ave. #325
San Francisco, CA 94102
Direct: (415) 252-2241
FAX: 415-934-1022
Sfartscommission.org
From: public_art_network@americansforthearts.simplelists.com <public_art_network@americansforthearts.simplelists.com>
On Behalf Of Laura Haddad
Sent: Wednesday, January 30, 2019 12:56 PM
To: public_art_network@americansforthearts.simplelists.com
Subject: Re: artist insurance through org
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Hi There,
Helen is right. Artists can get professional liability insurance. Because of the scale/risk factor of some of our work, our agent, who is amazing, has recently been unable to get us an affordable General Liability policy without first
having a Professional Liability policy. So we have both, and they are expensive (each policy costs about $3,500 a year), but apparently it’s our most affordable option. Our General Liability is with Liberty Mutual and Professional Liability is CNA. We are
rarely asked for Professional Liability to fulfill contract requirements, and usually still make the case that our professional subconsultants carry that insurance as others have mentioned.
Getting an insurance policy to cover artwork in transit is difficult unless you are the party who are transporting the work. It’s best to have the trucking company provide the coverage. You can also usually get an affordable and temporary
floater added to a general liability policy to cover products not in your possession (such as art in transit or at a site during installation). We can get up to ~$100k added to our policy, so sometimes that doesn’t cover everything but it helps. If your
art gets damaged beyond $100k in transit that would be terrible!
This doesn’t answer Lauren’s question but might help Eileen…
Laura
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Laura Haddad, Artist
Haddad|Drugan LLC
315 28th Avenue S.
Seattle WA 98144
206-621-7333
http://www.haddad-drugan.com
From: <public_art_network@americansforthearts.simplelists.com>
on behalf of "Eileen Gay (via public_art_network list)" <public_art_network@americansforthearts.simplelists.com>
Reply-To: <public_art_network@americansforthearts.simplelists.com>
Date: Wednesday, January 30, 2019 at 11:28 AM
To: <public_art_network@americansforthearts.simplelists.com>
Subject: Re: artist insurance through org
Interesting. Sounds like I need to push my agent a bit more. In the past, we had purchased a separate policy through a different carrier than my GL. Hmmm. Thank you, Charles.